Your Property Partner
LINCOLN & JESYI
Real Estate Consultants
Real Estate Investors
Team Leaders @ PropNex Realty
Life Partners
GET ON THE RIGHT PATH FOR YOUR PROPERTY PLANS!
A property in SG is often the highest priced item that one will own in a lifetime. Thus, obtaining the Right Knowledge, coupled with Customised Planning is a MUST before carrying out any transaction especially when it comes to buying or selling. A wrong decision made based on emotions or too good to be true promises may end you up in a unfavorable position in the future.
Key Benefits When You Engage Our Services
NO COMMISSION PAYABLE WHEN BUYING PRIVATE PROPERTY
No Additional Cost to Work With Consultants Who Looks After Your Interest At Every Step.
DIY Does Not Mean That You Will Save Money. Ultimately, Every Property Will Have a 'Right Price' and Should Be Determined by Data and Trend.
AVOID TRANSACTING AT WRONG PRICE
We Have Seen Many Sellers Who Transacted Their Property At The Wrong Price (Below What They Should Be Able to Fetch!).
Also, There Are Buyers Who Overpaid and Ended Up Having to Pay More Cash for their Purchase.
SAVE (A LOT) OF TIME
Planning is Always The First Step in Any Process. Instead of Having Viewings After Viewings, a Detailed Discussion Will Help Shortcut the Whole Process Significantly.
These Days, There Are Many Courses and Webinars to Learn About the Property Market Which Will Consume Hours and Hours of Your Time. But Actually, There is Really No Need to Waste Precious Time at the Computer As What Really Matters is Knowing the Options and Solutions Through A Personalised Discussion Which Takes Up Less Time.
TAKE ACTION BASED ON YOUR PERSONAL OBJECTIVE AND UNDERSTANDING BOTH THE PROS AND CONS
We Believe That Buying A Property is A Very Individual Choice. Be it New Launch or Resale, HDB or Private. Depending On Your Objective And Needs, We Will Discuss Both the Pros and Cons of Various Options So That You Can Make An Informed Decision.
Case Studies
Identify Solutions Through Detailed Financial Assessment
Issue: Due to multiple cooling measures, it often causes an obstacle to get desired loan, even though affordability is present.
Solution: Detailed financial assessment to see if there are ways to work with existing funds to get desired loan, and more importantly to ensure that there are backup funds available before making any purchase decision
Save On ABSD When Planning to Own Multiple Properties
Issue: If financials permit, owning a 2nd property and becoming a landlord is definitely everyone's goal. However, the Additional Buyer's Stamp Duty (ABSD) applicable for 2nd property (12% for Singaporeans) is usually too financially straining and most of the time does not make investment sense.
Solution: Make plans or adjustments in terms of the manner of holding for existing (for property owners) and upcoming property (for 1st time property buyers). With the right planning, it can unlock opportunities in the future.
Some Outcomes With Proper Planning Done:
✓ Existing Private Property Owner Buying 2nd Property Without Paying ABSD
✓ SG + Foreigner Married Couple Owning 2 Properties Without Paying Full ABSD
✓ Couple Aiming to Own 2 Properties But Unable to Buy 1st Property Individually. With Proper Planning, They Are Able to Finance the First Property Together, and Avoid Paying Full ABSD When They Have Saved Up Enough Funds for the 2nd Property
ABOUT US
We have a combined experience of over 10 years in the Real Estate industry. Over time, we had accumulated important knowledge and skillsets, in order to truly add value to anyone who engages us to carry out their property plans.
The same set of knowledge and skillsets were applied to carry out our personal journey in terms of asset planning. So far, we are blessed to be able to sell off our 1st property (a HDB BTO), and proceeded to purchase 2 private properties (without ABSD).
Along the way, there were calculated risks that we identified and chose to take. All for the goal of having a comfortable retirement for ourselves and providing a good head start to the next generation.
We Are Not Typical Agents Who Will Share The Same Sales Scripts Provided by Real Estate Agencies.
Because, we personally debunked many of the claims and gained a different set of knowledge before making our own decisions.
Below Are Some of The Common Claims Presented in Webinars and Presentations by Salespersons That Resulted in Many Consumers Making a WRONG DECISION Based On Their Objectives.
X New Launch Sure Make Money When TOP So You Can Flip to Buy Your Bigger and Better Property!
X You Are Better Off Financially When You Choose to Rent While Waiting For a New Launch VS Buying Resale!
X Buy During Initial Launch, Sure Best Price!
X Developer Sure Stage Up Prices So You Will Earn From It!
X Must Sell Your Current Property & Switch to A 'Sure Earn' New Launch!
Arrange for a Discussion With Us to Gain Fresh Perspectives & Options that Suits Your Objectives!
Thinking of Making a Move in the Property Market?
Plan Carefully As It Will Affect Your Retirement Plans.
Have A Non-Obligatory Discussion With Us.
Financials
First and most important step to ensure financial prudence. Also to be aware of all the various cooling measures that will impact your decision.
Review
Understanding Your Needs and Objectives. Also to determine what paths you can choose to take to optimise your property portfolio.
Explore
Get a good understanding of the property market. We cover both the good and bad news to give a clearer outlook on the property market.
Evaluate
Every option has pros and cons and based on our experience and research, we will mention all of it to you so that you are able to make an informed decision.
Property Partner - Lincoln & Jesyi © 2019 | Lincoln Heng - CEA Reg. R045173A | Jesyi Lim - CEA Reg. R053588I | PropNex Realty Pte Ltd - Licence No. L3008022J